PREPARING TO BUY
Before you begin your property search, it is advisable to get your finances in order. This will confirm your purchase budget, which will ultimately influence your property search.
Our recommended mortgage brokers have access to the entire market, as well as exclusive deals and rates to help find you the best mortgage available.
Shop for Home
Start touring homes in your price range. It can be hard to remember everything about the homes you visit, so you might want to take notes, pictures or video to help you remember all the little details.
It’s also important to evaluate the neighborhood and make a note of the community. Barbara Phillips will then work with you to negotiate a fair offer based on the value of comparable homes in the same neighborhood.
This is a critical step for homebuyers. The property inspector will be able to assist in identifying any structural problems with the house, and other potentially serious problems. Expect to pay $350 to $500 for a home inspection, although cost can vary.
An EPA-recommended step, this inspection will determine whether your prospective home has elevated levels of the cancer-causing agent radon. A professional radon inspection will cost between $150 and $200.
Expect to pay up to $45 for a termite inspection.
MAKING THE HOME YOURS
Have the Home Appraised
Lenders will arrange for an appraiser to provide an independent estimate of the value of the house you are buying. The appraiser is a member of a third party company and is not directly associated with the lender.
Coordinate the Paperwork
The lender will arrange for a title attorney to handle all of the closing documents and will order a title search to ensure title is clear of any encumbrances.
Close the Sale
At closing, you will sign all of the paperwork required to complete the purchase, including your loan documents. It is here that you will receive the keys to your new home!
BARBARA IS HERE TO HELP
Whether you are buying your first home, upgrading to a new space, or relocating, Barbara will assist you in your search for the perfect home. Barbara and her team are always quick to respond to inquiries and will provide you with market conditions and market realities throughout your buying experience. Her extensive knowledge of the Greater Morgantown Area, combined with her keen negotiating skills, continue to generate proven results for her buyers.
ESTIMATE YOUR MORTGAGE PAYMENT
FIND THE PERFECT HOME
By filling out a contact form you consent to receiving emails containing real estate related information from this site.
You also confirm that you understand that you can unsubscribe at any time.