BUYERS

PREPARING TO BUY

Get Pre-Approved

Before you begin your property search, it is advisable to get your finances in order. This will confirm your purchase budget, which will ultimately influence your property search.
Our recommended mortgage brokers have access to the entire market, as well as exclusive deals and rates to help find you the best mortgage available.

Initial Consultation

The first step to finding the right property is to register with us, then schedule an initial consultation with Barbara.
»Click Here to Contact Barbara

Shop for Home

Start touring homes in your price range. It can be hard to remember everything about the homes you visit, so you might want to take notes, pictures or video to help you remember all the little details.

It’s also important to evaluate the neighborhood and make a note of the community. Barbara Phillips will then work with you to negotiate a fair offer based on the value of comparable homes in the same neighborhood.

STANDARD INSPECTIONS

Home Inspection:
This is a critical step for homebuyers. The property inspector will be able to assist in identifying any structural problems with the house, and other potentially serious problems. Expect to pay $350 to $500 for a home inspection, although cost can vary.

Radon Inspection:
An EPA-recommended step, this inspection will determine whether your prospective home has elevated levels of the cancer-causing agent radon. A professional radon inspection will cost between $150 and $200.

Pest Inspection:
Expect to pay up to $45 for a termite inspection.

MAKING THE HOME YOURS

Have the Home Appraised

Lenders will arrange for an appraiser to provide an independent estimate of the value of the house you are buying. The appraiser is a member of a third party company and is not directly associated with the lender.

Coordinate the Paperwork

The lender will arrange for a title attorney to handle all of the closing documents and will order a title search to ensure title is clear of any encumbrances.

Close the Sale

 

At closing, you will sign all of the paperwork required to complete the purchase, including your loan documents. It is here that you will receive the keys to your new home!

BARBARA IS HERE TO HELP

Whether you are buying your first home, upgrading to a new space, or relocating, Barbara will assist you in your search for the perfect home. Barbara and her team are always quick to respond to inquiries and will provide you with market conditions and market realities throughout your buying experience. Her extensive knowledge of the Greater Morgantown Area, combined with her keen negotiating skills, continue to generate proven results for her buyers.

ESTIMATE YOUR MORTGAGE PAYMENT

FIND THE PERFECT HOME

Your Name:

Your Email:

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Timeframe:
1-3 months3-6 months6-12 months

Are You Pre-Approved?

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Are You A First Time Home Buyer?

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